Central Finance Company PLCsince 1957
CBSL Licensed · Trusted Since 1957

Fixed Deposits

Grow your wealth with Central Finance fixed deposits — secure, flexible, and rewarding for every stage of life.

cf-term
Standard FD Up to 11.75% p.a.

CF Term

A standard fixed deposit scheme where deposits can be placed for a fixed period ranging from 9 to 60 months. Depositors have the option of receiving their interest either monthly or at maturity.

cf-ultra
Flexible Deposit Up to 11.75% p.a.

CF Ultra

Provides the flexibility to invest in small-value deposits to suit your budget. The minimum deposit is determined periodically according to interest rate variations. Interest is paid only at maturity. Deposit period ranges from 12 to 60 months.

Sri Lanka deposit insurance scheme

Member — Sri Lanka Deposit Insurance Scheme, operating under the Central Bank of Sri Lanka

Licensed by the Monetary Board of the Central Bank of Sri Lanka under the Finance Business Act No. 42 of 2011 and Finance Leasing Act No. 56 of 2000 | Reg No: PQ 67 | Credit Rating A (lka) Outlook Stable affirmed by Fitch Ratings Lanka Limited. Eligible customers' deposits are insured under the Sri Lanka Deposit Insurance Scheme, subject to a maximum compensation limit of LKR 1,100,000 per customer.

Deposit Interest Rates

PeriodAmountMonthlyMaturity
%A.E.R.%A.E.R.
9 MONTHSRs. 5,000 & Over7.00%7.23%8.00%8.08%
12 MONTHSRs. 5,000 & Over9.00%9.38%10.00%10.00%
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Deposit Calculator

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Min. investment: Rs. 5,000.00
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Indicative estimate only. W.E.F. 01/01/2027.

Frequently Asked Questions